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Finance

Most people who buy a woodland are cash buyers, but some borrow to buy. There are two ways to do this: against the woodland itself or against another asset such as one’s house or flat. Borrowing against a residential property is usually cheapest as the banks and building societies are very much geared up for such lending and competing strongly over interest rates. If you already have a mortgage it is often easy for your lender to “top up” the mortgage for a woodland purchase.

Alternatively you can borrow against the woodland itself and many of our buyers have done this. One of the most sympathetic organisations that lend against woodland is the Ecology Building Society. They promote sustainability through their mortgage lending and they consider the impact of the loan in terms of pollution, energy use and conserving resources. They are keen on small woodland ownership and their website is at: www.ecology.co.uk.

Finance

Woodlands by Region